International Commercial & Business Finance
icabf.com

Funding Criterion

Minimum Loan size                 

$10,000,000 Euro

Maximum Loan size

No Limit

Minimum Term

5 years

Maximum Term

30 years

Applicant entities                                                     

Sole Trader,

Limited Liability Companies (Ltd),                         

Limited Liability Partnerships (LLP),

Public Liability Companies (PLCs)

Governments

 

Source of Funding                                                     

Senior Debt,

Bridging,

Mezzanine,

Equity,

Syndicated Funding,

Structured Funding,

Non-Recourse,

Factoring,

Asset Finance

                                                                                     Financial Instruments

 

Types of Funding                                                     

Acquisition,

Refinance,

Investment,

Development,

Proof of Funds

Acceptable security

Commercial Acquisition

Commercial Investment

Commercial Development

Residential Development

Residential Investment

Financial Instruments (BGs, SBLCs, CDs)

Invoices

Leasable Assets

 

(All properties must be either freehold or long leasehold with at least 30 years in excess of term of funding)                 

 

Loan to Value (LTV)                 

100% project funding via refundable deposit scheme

Structured funding for developments up to 65% of GDV  (subject to underwriting and security)

70% for acquisition / Purchase (100% with additional security)

Preferred Locations                 

United Kingdom

Western Europe

North America

Canada

Australia

Other countries on a case-by-case basis

 

Costs                 

Our completion fee is charged at up to 5% deducted from the gross facility.
Application / processing fee of 0.5% of the gross facility with a minimum fee of £150,000 for International applications (Larger deals by negotiation) Payable on production of a firm offer of funding

These fees are to cover processing, legal costs, site visits etc.

Third party fees where required such as valuations and feasibility studies payable direct to third parties where applicable.

Critical areas that will

determine acceptability

LTV, Serviceability, management team and viability